Third Party Administration Services

Third Party Administration Services CALL

The Kempton Group Administrators, Inc. (KGA) has been a Third Party Administrator (TPA) of self-funded benefit plans since 1969. We are still a family-owned and operated company who takes pride in bringing legitimate value to our clients.

We have decided to change the way you do business with your TPA. TPAs generally have multiple revenue streams, all designed to hide from you their exact compensation. Commissions on policies, products, and other vendor services, a percentage of subrogation recovery, a percentage of negotiated savings – there are many ways a TPA can increase their revenue stream and consider it “standard industry practice.”

Just because it's the industry standard, doesn't make it the right thing to do. We tell our clients every dollar we are paid in relationship to their plan. Our compensation is based on an upfront per-employee-per-month fee. We believe that failure to disclose our total compensation puts us at odds with our clients' goals.

Your vendor fees are a direct pass-through with no additional money paid to KGA.
Subrogation recovery is returned to the plan, with no money retained by KGA.
PBM rebates are given directly to the plan, with no money retained by KGA.
All savings we negotiate on your behalf are 100% yours.

Included in our administrative fee is everything you need to manage a self-funded benefit plan.

Service Includes

Safeguarding your claims to ensure reimbursement is reasonable and rational.
Administration of consumer-driven options such as the KPPFree™ program.
Complete plan reporting - including comprehensive utilization reporting, unaudited financial statements, and general ledger detail.
Filing of reinsurance claims, if applicable.
Employee education meetings, flyers, newsletters, and educational materials.
Employee enrollment and initial printing and issuance of ID cards.
Plan design and Plan Document creation assistance.
Customized plan building and implementation.
Comprehensive website with secure HR and employee benefits and claims portal. Online Enrollment is available for an additional cost.
HIPAA administration, including ARRA.
COBRA administration, including initial and sample notices included in Summary Plan Description, sample notices provided annually for distribution, COBRA election form provided to employee upon separation from the employer, and collection and management of COBRA payments directly from participant.
Compliance assistance with ERISA, IRS laws, DOL regulations, and most ACA mandates, requirements, and reporting.